Plains Commerce Bank in Arkansas vs the state
7.5%Denial rate-10.74 pts vs state
10.8%Decision denial rate-12.36 pts vs state
61.7%Origination rate+4.87 pts vs state
6.56%Median rate-0.06 pts vs state
0.17Rate spread (pts)-0.17 pts vs state
$94kMedian applicant income
58Loans originated
7Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 191 | 122 | 1.1% | 6.50% | #101 |
| 2024 | 137 | 77 | 1.5% | 6.63% | #129 |
| 2025 | 94 | 58 | 7.5% | 6.56% | #154 |
What Plains Commerce Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 29 | 19 | 0 | 0.0% |
| Boone County | 13 | 6 | 5 | 38.5% |
| Baxter County | 12 | 7 | 1 | 8.3% |
| Carroll County | 5 | 3 | 1 | 20.0% |
| Washington County | 5 | 3 | 0 | 0.0% |
| Madison County | 4 | 3 | 0 | 0.0% |
| Crawford County | 4 | 2 | 0 | 0.0% |
| Sebastian County | 3 | 3 | 0 | 0.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
| Izard County | 2 | 2 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 94 applications in 2025, of which 58 were originated and 7 denied.
7.5% of all applications, or 10.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Plains Commerce Bank originated in Arkansas in 2025 was 6.56%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology