Pinnacle Bank in Texas vs the state
7.5%Denial rate-11.94 pts vs state
8.4%Decision denial rate-16.47 pts vs state
80.8%Origination rate+25.87 pts vs state
—Median rate
—Rate spread (pts)
$166kMedian applicant income
151Loans originated
14Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 159 | 117 | 10.7% | — | #462 |
| 2024 | 143 | 116 | 9.1% | — | #471 |
| 2025 | 187 | 151 | 7.5% | — | #426 |
What Pinnacle Bank lends in Texas
By loan purpose
By loan type
Where in Texas
Counties with the most Pinnacle Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tarrant County | 65 | 52 | 6 | 9.2% |
| Johnson County | 38 | 32 | 2 | 5.3% |
| Parker County | 11 | 6 | 4 | 36.4% |
| Denton County | 9 | 9 | 0 | 0.0% |
| Dallas County | 8 | 7 | 0 | 0.0% |
| Tom Green County | 8 | 7 | 0 | 0.0% |
| Taylor County | 5 | 5 | 0 | 0.0% |
| Hood County | 5 | 3 | 1 | 20.0% |
| Brazos County | 5 | 3 | 0 | 0.0% |
| Wise County | 4 | 3 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 187 applications in 2025, of which 151 were originated and 14 denied.
7.5% of all applications, or 8.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Pinnacle Bank's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology