Pike Creek Mortgage Services in New Jersey vs the state
3.0%Denial rate-14.66 pts vs state
4.3%Decision denial rate-18.79 pts vs state
68.2%Origination rate+12.50 pts vs state
6.38%Median rate-0.38 pts vs state
0.20Rate spread (pts)-0.08 pts vs state
$162kMedian applicant income
45Loans originated
2Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 15 | 0.0% | 6.88% | #462 |
| 2024 | 17 | 15 | 0.0% | 6.63% | #464 |
| 2025 | 66 | 45 | 3.0% | 6.38% | #317 |
What Pike Creek Mortgage Services lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Pike Creek Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gloucester County | 12 | 7 | 0 | 0.0% |
| Union County | 6 | 2 | 2 | 33.3% |
| Camden County | 5 | 4 | 0 | 0.0% |
| Morris County | 5 | 5 | 0 | 0.0% |
| Middlesex County | 5 | 2 | 0 | 0.0% |
| Passaic County | 5 | 3 | 0 | 0.0% |
| Sussex County | 4 | 4 | 0 | 0.0% |
| Bergen County | 4 | 3 | 0 | 0.0% |
| Salem County | 4 | 3 | 0 | 0.0% |
| Cape May County | 3 | 3 | 0 | 0.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 66 applications in 2025, of which 45 were originated and 2 denied.
3.0% of all applications, or 4.3% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Pike Creek Mortgage Services originated in New Jersey in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology