PFN Lending Group in Washington vs the state
36.4%Denial rate+20.71 pts vs state
44.4%Decision denial rate+24.90 pts vs state
45.5%Origination rate-15.61 pts vs state
7.38%Median rate+0.75 pts vs state
0.82Rate spread (pts)+0.64 pts vs state
$230kMedian applicant income
5Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 19 | 10 | 10.5% | 7.13% | #382 |
| 2024 | 21 | 5 | 19.1% | 6.75% | #372 |
| 2025 | 11 | 5 | 36.4% | 7.38% | #441 |
What PFN Lending Group lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most PFN Lending Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 4 | 3 | 1 | 25.0% |
| Skagit County | 2 | 0 | 1 | 50.0% |
| Snohomish County | 1 | 1 | 0 | 0.0% |
| Kitsap County | 1 | 0 | 0 | 0.0% |
| Pierce County | 1 | 1 | 0 | 0.0% |
| Spokane County | 1 | 0 | 1 | 100.0% |
| Whatcom County | 1 | 0 | 1 | 100.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 11 applications in 2025, of which 5 were originated and 4 denied.
36.4% of all applications, or 44.4% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans PFN Lending Group originated in Washington in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are PFN Lending Group's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology