People'S Savings Bank of Rhineland in Missouri vs the state
4.0%Denial rate-11.05 pts vs state
4.6%Decision denial rate-14.08 pts vs state
81.9%Origination rate+19.25 pts vs state
—Median rate
—Rate spread (pts)
$110kMedian applicant income
163Loans originated
8Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 174 | 135 | 8.1% | — | #174 |
| 2024 | 163 | 132 | 4.3% | — | #193 |
| 2025 | 199 | 163 | 4.0% | — | #186 |
What People'S Savings Bank of Rhineland lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most People'S Savings Bank of Rhineland applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 24 | 16 | 3 | 12.5% |
| Lincoln County | 21 | 19 | 0 | 0.0% |
| St. Charles County | 16 | 16 | 0 | 0.0% |
| Warren County | 11 | 9 | 0 | 0.0% |
| Boone County | 9 | 5 | 0 | 0.0% |
| St. Louis County | 6 | 5 | 0 | 0.0% |
| Callaway County | 4 | 3 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Jackson County | 1 | 1 | 0 | 0.0% |
| Osage County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 199 applications in 2025, of which 163 were originated and 8 denied.
4.0% of all applications, or 4.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are People'S Savings Bank of Rhineland's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology