Peoples Bank · Kansas · 2025

Peoples Bank in Kansas: approval rate, denial rate and rates (2025)

Peoples Bank took 15 mortgage applications in Kansas in 2025, ranking #325 of 766 lenders active in the state. It originated 80.0% of them and denied 6.7% (7.7% of the applications it decided), against a statewide denial rate of 15.0%.

15Applicationsin KS
7.7%Decision denial ratestate 18.3%
Median ratestate 6.63%
$165,000Median loanstate $165,000
$2.0MVolume7 counties

Peoples Bank in Kansas vs the state

6.7%Denial rate-8.36 pts vs state
7.7%Decision denial rate-10.59 pts vs state
80.0%Origination rate+16.18 pts vs state
Median rate
Rate spread (pts)
$102kMedian applicant income
12Loans originated
1Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023540.0%#385
20247514.3%#371
202515126.7%#325

What Peoples Bank lends in Kansas

By loan purpose

Home purchase 4 27% · 0.0% denied
Cash-out refinance 11 73% · 9.1% denied

By loan type

FHA 14 93% · 7.1% denied
VA 1 7% · 0.0% denied

Where in Kansas

Counties with the most Peoples Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 530 0.0%
Shawnee County 330 0.0%
Wyandotte County 321 33.3%
Miami County 110 0.0%
Leavenworth County 110 0.0%
Sumner County 110 0.0%
Anderson County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 15 applications in 2025, of which 12 were originated and 1 denied.

6.7% of all applications, or 7.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Peoples Bank's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology