Pentagon Federal Credit Union in Mississippi vs the state
37.9%Denial rate+14.94 pts vs state
50.5%Decision denial rate+22.03 pts vs state
37.1%Origination rate-15.73 pts vs state
6.88%Median rate+0.13 pts vs state
0.23Rate spread (pts)-0.11 pts vs state
$98kMedian applicant income
52Loans originated
53Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 134 | 50 | 35.8% | 6.13% | #97 |
| 2024 | 137 | 39 | 43.8% | 8.50% | #98 |
| 2025 | 140 | 52 | 37.9% | 6.88% | #106 |
What Pentagon Federal Credit Union lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Pentagon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| DeSoto County | 18 | 7 | 7 | 38.9% |
| Harrison County | 14 | 7 | 4 | 28.6% |
| Hinds County | 11 | 3 | 4 | 36.4% |
| Rankin County | 11 | 6 | 1 | 9.1% |
| Madison County | 11 | 5 | 3 | 27.3% |
| Jackson County | 9 | 2 | 5 | 55.6% |
| Lafayette County | 6 | 3 | 2 | 33.3% |
| Marshall County | 6 | 2 | 3 | 50.0% |
| Lowndes County | 6 | 3 | 2 | 33.3% |
| Pontotoc County | 4 | 1 | 3 | 75.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 140 applications in 2025, of which 52 were originated and 53 denied.
37.9% of all applications, or 50.5% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Pentagon Federal Credit Union originated in Mississippi in 2025 was 6.88%, against a statewide median of 6.75%.
About this data. Figures are Pentagon Federal Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology