Park Lane Finance Solutions in Ohio vs the state
28.6%Denial rate+10.88 pts vs state
31.0%Decision denial rate+9.10 pts vs state
24.7%Origination rate-35.22 pts vs state
12.24%Median rate+5.37 pts vs state
6.08Rate spread (pts)+5.69 pts vs state
$58kMedian applicant income
19Loans originated
22Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 2 | 31.3% | 12.49% | #461 |
| 2024 | 84 | 29 | 28.6% | 11.99% | #329 |
| 2025 | 77 | 19 | 28.6% | 12.24% | #355 |
What Park Lane Finance Solutions lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Park Lane Finance Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Butler County | 21 | 2 | 7 | 33.3% |
| Hamilton County | 11 | 0 | 4 | 36.4% |
| Ashland County | 7 | 1 | 2 | 28.6% |
| Wood County | 6 | 3 | 1 | 16.7% |
| Richland County | 5 | 0 | 4 | 80.0% |
| Clermont County | 5 | 4 | 0 | 0.0% |
| Sandusky County | 4 | 3 | 0 | 0.0% |
| Brown County | 4 | 2 | 1 | 25.0% |
| Montgomery County | 3 | 0 | 1 | 33.3% |
| Hancock County | 3 | 2 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 77 applications in 2025, of which 19 were originated and 22 denied.
28.6% of all applications, or 31.0% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Park Lane Finance Solutions originated in Ohio in 2025 was 12.24%, against a statewide median of 6.88%.
About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology