Park Lane Finance Solutions in Iowa vs the state
36.4%Denial rate+23.50 pts vs state
42.9%Decision denial rate+27.55 pts vs state
24.2%Origination rate-44.22 pts vs state
10.79%Median rate+4.29 pts vs state
5.46Rate spread (pts)+5.27 pts vs state
$55kMedian applicant income
8Loans originated
12Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 5 | 0 | 60.0% | — | #408 |
| 2025 | 33 | 8 | 36.4% | 10.79% | #264 |
What Park Lane Finance Solutions lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Park Lane Finance Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Linn County | 15 | 0 | 8 | 53.3% |
| Muscatine County | 7 | 2 | 4 | 57.1% |
| Boone County | 2 | 2 | 0 | 0.0% |
| Polk County | 2 | 2 | 0 | 0.0% |
| Story County | 2 | 1 | 0 | 0.0% |
| Dubuque County | 1 | 0 | 0 | 0.0% |
| Woodbury County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 0 | 0 | 0.0% |
| Davis County | 1 | 0 | 0 | 0.0% |
| Black Hawk County | 1 | 0 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 33 applications in 2025, of which 8 were originated and 12 denied.
36.4% of all applications, or 42.9% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Park Lane Finance Solutions originated in Iowa in 2025 was 10.79%, against a statewide median of 6.50%.
About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology