Paramount Residential Mortgage Group · Delaware · 2025

Paramount Residential Mortgage Group in Delaware: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 49 mortgage applications in Delaware in 2025, ranking #117 of 540 lenders active in the state. It originated 75.5% of them and denied 6.1% (7.5% of the applications it decided), against a statewide denial rate of 18.2%.

49Applicationsin DE
7.5%Decision denial ratestate 22.7%
6.88%Median ratestate 6.63%
$495,000Median loanstate $245,000
$19MVolume3 counties

Paramount Residential Mortgage Group in Delaware vs the state

6.1%Denial rate-12.04 pts vs state
7.5%Decision denial rate-15.23 pts vs state
75.5%Origination rate+16.32 pts vs state
6.88%Median rate+0.25 pts vs state
1.13Rate spread (pts)+0.86 pts vs state
$145kMedian applicant income
37Loans originated
3Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
202315913.3%7.13%#183
2024231713.0%6.99%#170
202549376.1%6.88%#117

What Paramount Residential Mortgage Group lends in Delaware

By loan purpose

Home purchase 13 27% · 23.1% denied
Refinance 36 73% · 0.0% denied

By loan type

Conventional 43 88% · 4.7% denied
FHA 6 12% · 16.7% denied

Why it denied Delaware applicants

Debt-to-income ratio 2 67%
Other 1 33%

Where in Delaware

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
New Castle County 38320 0.0%
Kent County 622 33.3%
Sussex County 531 20.0%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 49 applications in 2025, of which 37 were originated and 3 denied.

6.1% of all applications, or 7.5% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Paramount Residential Mortgage Group originated in Delaware in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology