Pacific Service Credit Union in Nevada vs the state
20.0%Denial rate+2.55 pts vs state
25.0%Decision denial rate+2.78 pts vs state
40.0%Origination rate-17.71 pts vs state
6.63%Median rate0.00 pts vs state
0.02Rate spread (pts)-0.27 pts vs state
$155kMedian applicant income
2Loans originated
1Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 1 | 14.3% | 7.00% | #349 |
| 2025 | 5 | 2 | 20.0% | 6.63% | #377 |
What Pacific Service Credit Union lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Pacific Service Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washoe County | 2 | 0 | 1 | 50.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
| Carson City | 1 | 1 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 5 applications in 2025, of which 2 were originated and 1 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Pacific Service Credit Union originated in Nevada in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Pacific Service Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology