Old National Bank in Ohio vs the state
3.7%Denial rate-13.99 pts vs state
4.8%Decision denial rate-17.13 pts vs state
70.4%Origination rate+10.47 pts vs state
6.47%Median rate-0.40 pts vs state
-0.01Rate spread (pts)-0.40 pts vs state
$148kMedian applicant income
19Loans originated
1Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 20 | 34.3% | 6.37% | #445 |
| 2024 | 19 | 13 | 10.5% | 6.99% | #526 |
| 2025 | 27 | 19 | 3.7% | 6.47% | #482 |
What Old National Bank lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lucas County | 5 | 4 | 0 | 0.0% |
| Franklin County | 3 | 3 | 0 | 0.0% |
| Warren County | 2 | 1 | 0 | 0.0% |
| Paulding County | 2 | 1 | 0 | 0.0% |
| Hamilton County | 2 | 1 | 0 | 0.0% |
| Wood County | 2 | 2 | 0 | 0.0% |
| Delaware County | 2 | 1 | 0 | 0.0% |
| Summit County | 1 | 0 | 0 | 0.0% |
| Miami County | 1 | 1 | 0 | 0.0% |
| Defiance County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 27 applications in 2025, of which 19 were originated and 1 denied.
3.7% of all applications, or 4.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Old National Bank originated in Ohio in 2025 was 6.47%, against a statewide median of 6.88%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology