Ohio Catholic Federal Credit Union in Ohio vs the state
22.6%Denial rate+4.93 pts vs state
24.4%Decision denial rate+2.50 pts vs state
62.0%Origination rate+2.09 pts vs state
7.50%Median rate+0.63 pts vs state
0.84Rate spread (pts)+0.46 pts vs state
$102kMedian applicant income
137Loans originated
50Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 320 | 189 | 20.9% | 8.25% | #150 |
| 2024 | 276 | 151 | 23.2% | 9.00% | #180 |
| 2025 | 221 | 137 | 22.6% | 7.50% | #221 |
What Ohio Catholic Federal Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Ohio Catholic Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cuyahoga County | 83 | 55 | 18 | 21.7% |
| Summit County | 78 | 45 | 19 | 24.4% |
| Stark County | 15 | 12 | 1 | 6.7% |
| Portage County | 14 | 11 | 2 | 14.3% |
| Medina County | 13 | 5 | 5 | 38.5% |
| Lorain County | 5 | 3 | 2 | 40.0% |
| Lake County | 4 | 2 | 0 | 0.0% |
| Geauga County | 3 | 1 | 1 | 33.3% |
| Ashtabula County | 2 | 1 | 0 | 0.0% |
| Carroll County | 1 | 0 | 1 | 100.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 221 applications in 2025, of which 137 were originated and 50 denied.
22.6% of all applications, or 24.4% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Ohio Catholic Federal Credit Union originated in Ohio in 2025 was 7.50%, against a statewide median of 6.88%.
About this data. Figures are Ohio Catholic Federal Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology