OCMBC in Alaska vs the state
16.7%Denial rate+2.66 pts vs state
25.0%Decision denial rate+7.02 pts vs state
46.7%Origination rate-14.01 pts vs state
7.06%Median rate+0.62 pts vs state
1.05Rate spread (pts)+0.91 pts vs state
$135kMedian applicant income
14Loans originated
5Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 15 | 9 | 20.0% | 7.63% | #82 |
| 2025 | 30 | 14 | 16.7% | 7.06% | #70 |
What OCMBC lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most OCMBC applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 14 | 6 | 4 | 28.6% |
| Matanuska-Susitna Borough | 9 | 4 | 1 | 11.1% |
| Kenai Peninsula Borough | 3 | 3 | 0 | 0.0% |
| Fairbanks North Star Borough | 3 | 1 | 0 | 0.0% |
| Ketchikan Gateway Borough | 1 | 0 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 30 applications in 2025, of which 14 were originated and 5 denied.
16.7% of all applications, or 25.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans OCMBC originated in Alaska in 2025 was 7.06%, against a statewide median of 6.44%.
About this data. Figures are OCMBC's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology