Oceanside Mortgage in Washington vs the state
11.1%Denial rate-4.54 pts vs state
12.5%Decision denial rate-7.04 pts vs state
77.8%Origination rate+16.72 pts vs state
6.25%Median rate-0.38 pts vs state
—Rate spread (pts)
$128kMedian applicant income
7Loans originated
1Denied
What Oceanside Mortgage lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Oceanside Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 3 | 2 | 1 | 33.3% |
| Spokane County | 2 | 2 | 0 | 0.0% |
| Clark County | 1 | 0 | 0 | 0.0% |
| Mason County | 1 | 1 | 0 | 0.0% |
| Cowlitz County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 9 applications in 2025, of which 7 were originated and 1 denied.
11.1% of all applications, or 12.5% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Oceanside Mortgage originated in Washington in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Oceanside Mortgage's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology