Oaktree Funding in Washington vs the state
4.6%Denial rate-11.05 pts vs state
5.1%Decision denial rate-14.48 pts vs state
51.7%Origination rate-9.34 pts vs state
7.75%Median rate+1.13 pts vs state
1.28Rate spread (pts)+1.10 pts vs state
$230kMedian applicant income
45Loans originated
4Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 24 | 13.9% | 8.75% | #254 |
| 2024 | 106 | 41 | 6.6% | 8.50% | #221 |
| 2025 | 87 | 45 | 4.6% | 7.75% | #249 |
What Oaktree Funding lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Oaktree Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 33 | 17 | 2 | 6.1% |
| Clark County | 9 | 5 | 0 | 0.0% |
| Lewis County | 9 | 7 | 1 | 11.1% |
| Pierce County | 8 | 4 | 0 | 0.0% |
| Chelan County | 4 | 2 | 0 | 0.0% |
| Spokane County | 4 | 4 | 0 | 0.0% |
| Snohomish County | 3 | 1 | 0 | 0.0% |
| Thurston County | 2 | 2 | 0 | 0.0% |
| Franklin County | 2 | 0 | 0 | 0.0% |
| Island County | 2 | 0 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 87 applications in 2025, of which 45 were originated and 4 denied.
4.6% of all applications, or 5.1% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Oaktree Funding originated in Washington in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Oaktree Funding's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology