NuVision Federal Credit Union · Wyoming · 2025

NuVision Federal Credit Union in Wyoming: approval rate, denial rate and rates (2025)

NuVision Federal Credit Union took 58 mortgage applications in Wyoming in 2025, ranking #71 of 411 lenders active in the state. It originated 62.1% of them and denied 32.8% (34.6% of the applications it decided), against a statewide denial rate of 15.6%.

58Applicationsin WY
34.6%Decision denial ratestate 19.6%
4.99%Median ratestate 6.50%
$105,000Median loanstate $235,000
$6.3MVolume4 counties

NuVision Federal Credit Union in Wyoming vs the state

32.8%Denial rate+17.20 pts vs state
34.6%Decision denial rate+14.96 pts vs state
62.1%Origination rate+1.06 pts vs state
4.99%Median rate-1.51 pts vs state
-2.15Rate spread (pts)-2.38 pts vs state
$85kMedian applicant income
36Loans originated
19Denied

Trend in Wyoming

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023965738.5%4.49%#44
2024723450.0%5.99%#60
2025583632.8%4.99%#71

What NuVision Federal Credit Union lends in Wyoming

By loan purpose

Home purchase 9 16% · 11.1% denied
Refinance 9 16% · 22.2% denied
Cash-out refinance 4 7% · 50.0% denied
Home improvement 12 21% · 0.0% denied
Other / HELOC 24 41% · 58.3% denied

By loan type

Conventional 53 91% · 34.0% denied
FHA 5 9% · 20.0% denied

Why it denied Wyoming applicants

Other 6 32%
Debt-to-income ratio 6 32%
Incomplete application 4 21%
Credit history 1 5%
Collateral 1 5%
Unverifiable information 1 5%

Where in Wyoming

Counties with the most NuVision Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Laramie County 493115 30.6%
Natrona County 743 42.9%
Big Horn County 110 0.0%
Converse County 101 100.0%

Other large lenders in Wyoming

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 1,56717.1%6.50%
United Shore Financial ServicesB 1,2818.7%6.12%
Fairway Independent MortgageB 1,1064.2%6.49%
Guild MortgageA 9614.5%6.38%
Glacier BankD 85615.9%6.95%
Mortgage Research CenterC 59916.9%6.25%
Uniwyo Federal Credit UnionC 54115.2%7.50%
Meridian Trust Federal Credit UnionB 52518.3%6.50%
Freedom MortgageB 51211.1%6.19%
First Interstate BankD 51023.5%8.13%

Frequently asked questions

Wyoming: 58 applications in 2025, of which 36 were originated and 19 denied.

32.8% of all applications, or 34.6% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.

The median rate on loans NuVision Federal Credit Union originated in Wyoming in 2025 was 4.99%, against a statewide median of 6.50%.

About this data. Figures are NuVision Federal Credit Union's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology