NuVision Federal Credit Union · Nevada · 2025

NuVision Federal Credit Union in Nevada: approval rate, denial rate and rates (2025)

NuVision Federal Credit Union took 20 mortgage applications in Nevada in 2025, ranking #273 of 627 lenders active in the state. It originated 50.0% of them and denied 40.0% (44.4% of the applications it decided), against a statewide denial rate of 17.5%.

20Applicationsin NV
44.4%Decision denial ratestate 22.2%
6.19%Median ratestate 6.63%
$195,000Median loanstate $305,000
$3.0MVolume4 counties

NuVision Federal Credit Union in Nevada vs the state

40.0%Denial rate+22.55 pts vs state
44.4%Decision denial rate+22.22 pts vs state
50.0%Origination rate-7.71 pts vs state
6.19%Median rate-0.44 pts vs state
-0.14Rate spread (pts)-0.44 pts vs state
$111kMedian applicant income
10Loans originated
8Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238450.0%6.62%#335
202421129.5%6.50%#273
2025201040.0%6.19%#273

What NuVision Federal Credit Union lends in Nevada

By loan purpose

Home purchase 8 40% · 12.5% denied
Refinance 1 5% · 100.0% denied
Cash-out refinance 1 5% · 0.0% denied
Home improvement 3 15% · 33.3% denied
Other / HELOC 7 35% · 71.4% denied

By loan type

Conventional 18 90% · 44.4% denied
FHA 2 10% · 0.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 4 50%
Collateral 2 25%
Credit history 1 13%
Other 1 13%

Where in Nevada

Counties with the most NuVision Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 1796 35.3%
Carson City 101 100.0%
Douglas County 110 0.0%
Washoe County 101 100.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 20 applications in 2025, of which 10 were originated and 8 denied.

40.0% of all applications, or 44.4% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans NuVision Federal Credit Union originated in Nevada in 2025 was 6.19%, against a statewide median of 6.63%.

About this data. Figures are NuVision Federal Credit Union's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology