Northmarq Capital Finance in Texas vs the state
8.8%Denial rate-10.61 pts vs state
9.4%Decision denial rate-15.52 pts vs state
85.3%Origination rate+30.41 pts vs state
5.11%Median rate-1.39 pts vs state
—Rate spread (pts)
—Median applicant income
29Loans originated
3Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 11 | 0.0% | 5.42% | #960 |
| 2024 | 22 | 16 | 4.6% | 5.65% | #845 |
| 2025 | 34 | 29 | 8.8% | 5.11% | #770 |
What Northmarq Capital Finance lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Northmarq Capital Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dallas County | 9 | 9 | 0 | 0.0% |
| Harris County | 8 | 6 | 1 | 12.5% |
| Tarrant County | 8 | 8 | 0 | 0.0% |
| Collin County | 3 | 2 | 1 | 33.3% |
| Bexar County | 2 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Galveston County | 1 | 0 | 1 | 100.0% |
| Wichita County | 1 | 1 | 0 | 0.0% |
| Williamson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 34 applications in 2025, of which 29 were originated and 3 denied.
8.8% of all applications, or 9.4% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Northmarq Capital Finance originated in Texas in 2025 was 5.11%, against a statewide median of 6.50%.
About this data. Figures are Northmarq Capital Finance's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology