North Shore Federal Credit Union · Wisconsin · 2025

North Shore Federal Credit Union in Wisconsin: approval rate, denial rate and rates (2025)

North Shore Federal Credit Union took 15 mortgage applications in Wisconsin in 2025, ranking #443 of 938 lenders active in the state. It originated 33.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 14.0%.

15Applicationsin WI
0.0%Decision denial ratestate 16.4%
6.25%Median ratestate 6.63%
$175,000Median loanstate $165,000
$1.4MVolume4 counties

North Shore Federal Credit Union in Wisconsin vs the state

0.0%Denial rate-14.01 pts vs state
0.0%Decision denial rate-16.36 pts vs state
33.3%Origination rate-34.82 pts vs state
6.25%Median rate-0.38 pts vs state
0.25Rate spread (pts)+0.13 pts vs state
$70kMedian applicant income
5Loans originated
0Denied

What North Shore Federal Credit Union lends in Wisconsin

By loan purpose

Home purchase 12 80% · 0.0% denied
Refinance 1 7% · 0.0% denied
Cash-out refinance 2 13% · 0.0% denied

By loan type

Conventional 15 100% · 0.0% denied

Where in Wisconsin

Counties with the most North Shore Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Douglas County 1240 0.0%
Waukesha County 110 0.0%
Milwaukee County 100 0.0%
Bayfield County 100 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 15 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans North Shore Federal Credit Union originated in Wisconsin in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are North Shore Federal Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology