NFM · Kansas · 2025

NFM in Kansas: approval rate, denial rate and rates (2025)

NFM took 13 mortgage applications in Kansas in 2025, ranking #333 of 766 lenders active in the state. It originated 69.2% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.0%.

13Applicationsin KS
0.0%Decision denial ratestate 18.3%
6.63%Median ratestate 6.63%
$225,000Median loanstate $165,000
$2.1MVolume10 counties

NFM in Kansas vs the state

0.0%Denial rate-15.03 pts vs state
0.0%Decision denial rate-18.28 pts vs state
69.2%Origination rate+5.41 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.18 pts vs state
$128kMedian applicant income
9Loans originated
0Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202313107.7%6.93%#304
2024650.0%7.63%#389
20251390.0%6.63%#333

What NFM lends in Kansas

By loan purpose

Home purchase 10 77% · 0.0% denied
Refinance 2 15% · 0.0% denied
Cash-out refinance 1 8% · 0.0% denied

By loan type

Conventional 8 62% · 0.0% denied
FHA 3 23% · 0.0% denied
VA 2 15% · 0.0% denied

Where in Kansas

Counties with the most NFM applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Leavenworth County 200 0.0%
Johnson County 220 0.0%
Sedgwick County 210 0.0%
Riley County 110 0.0%
Marshall County 110 0.0%
Logan County 110 0.0%
Atchison County 100 0.0%
Saline County 110 0.0%
Pottawatomie County 110 0.0%
Crawford County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 13 applications in 2025, of which 9 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans NFM originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are NFM's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology