Nexera Holding in Tennessee vs the state
9.2%Denial rate-7.93 pts vs state
14.0%Decision denial rate-7.68 pts vs state
54.0%Origination rate-4.13 pts vs state
7.25%Median rate+0.63 pts vs state
0.96Rate spread (pts)+0.73 pts vs state
$187kMedian applicant income
82Loans originated
14Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 32 | 8.6% | 8.50% | #305 |
| 2024 | 153 | 79 | 9.8% | 7.88% | #244 |
| 2025 | 152 | 82 | 9.2% | 7.25% | #255 |
What Nexera Holding lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 30 | 18 | 1 | 3.3% |
| Williamson County | 24 | 17 | 1 | 4.2% |
| Knox County | 15 | 5 | 2 | 13.3% |
| Shelby County | 15 | 10 | 0 | 0.0% |
| Rutherford County | 11 | 8 | 3 | 27.3% |
| Hamilton County | 9 | 3 | 1 | 11.1% |
| Sevier County | 7 | 3 | 2 | 28.6% |
| Sumner County | 6 | 2 | 0 | 0.0% |
| Montgomery County | 4 | 2 | 0 | 0.0% |
| Bradley County | 4 | 0 | 3 | 75.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 152 applications in 2025, of which 82 were originated and 14 denied.
9.2% of all applications, or 14.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Nexera Holding originated in Tennessee in 2025 was 7.25%, against a statewide median of 6.62%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology