Network Capital Funding in Ohio vs the state
29.1%Denial rate+11.40 pts vs state
76.2%Decision denial rate+54.30 pts vs state
9.1%Origination rate-50.81 pts vs state
6.56%Median rate-0.31 pts vs state
0.64Rate spread (pts)+0.25 pts vs state
$86kMedian applicant income
10Loans originated
32Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 135 | 9 | 31.1% | 6.13% | #264 |
| 2024 | 203 | 15 | 11.3% | 6.25% | #218 |
| 2025 | 110 | 10 | 29.1% | 6.56% | #317 |
What Network Capital Funding lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Network Capital Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 12 | 3 | 4 | 33.3% |
| Licking County | 11 | 1 | 0 | 0.0% |
| Cuyahoga County | 9 | 0 | 2 | 22.2% |
| Franklin County | 9 | 2 | 2 | 22.2% |
| Fairfield County | 6 | 0 | 1 | 16.7% |
| Ross County | 5 | 1 | 2 | 40.0% |
| Miami County | 5 | 0 | 2 | 40.0% |
| Montgomery County | 4 | 1 | 1 | 25.0% |
| Mahoning County | 4 | 1 | 2 | 50.0% |
| Lorain County | 4 | 0 | 1 | 25.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 110 applications in 2025, of which 10 were originated and 32 denied.
29.1% of all applications, or 76.2% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Network Capital Funding originated in Ohio in 2025 was 6.56%, against a statewide median of 6.88%.
About this data. Figures are Network Capital Funding's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology