Neighborhood Loans in Ohio vs the state
32.4%Denial rate+14.70 pts vs state
69.7%Decision denial rate+47.81 pts vs state
12.7%Origination rate-47.22 pts vs state
—Median rate
-6.19Rate spread (pts)-6.58 pts vs state
$108kMedian applicant income
9Loans originated
23Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 183 | 132 | 10.9% | 6.75% | #232 |
| 2024 | 220 | 156 | 11.8% | 6.69% | #206 |
| 2025 | 71 | 9 | 32.4% | — | #362 |
What Neighborhood Loans lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Neighborhood Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Franklin County | 36 | 5 | 9 | 25.0% |
| Delaware County | 8 | 1 | 0 | 0.0% |
| Cuyahoga County | 6 | 1 | 5 | 83.3% |
| Butler County | 3 | 1 | 0 | 0.0% |
| Marion County | 2 | 0 | 0 | 0.0% |
| Hamilton County | 2 | 0 | 1 | 50.0% |
| Fairfield County | 2 | 0 | 2 | 100.0% |
| Champaign County | 1 | 1 | 0 | 0.0% |
| Fayette County | 1 | 0 | 1 | 100.0% |
| Logan County | 1 | 0 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 71 applications in 2025, of which 9 were originated and 23 denied.
32.4% of all applications, or 69.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Neighborhood Loans's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology