Neighborhood Loans in Nevada vs the state
70.8%Denial rate+53.34 pts vs state
80.8%Decision denial rate+58.55 pts vs state
14.6%Origination rate-43.10 pts vs state
—Median rate
-6.54Rate spread (pts)-6.83 pts vs state
$108kMedian applicant income
13Loans originated
63Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 48 | 33 | 20.8% | 6.62% | #194 |
| 2024 | 64 | 40 | 20.3% | 6.43% | #178 |
| 2025 | 89 | 13 | 70.8% | — | #152 |
What Neighborhood Loans lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Neighborhood Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 82 | 13 | 57 | 69.5% |
| Nye County | 3 | 0 | 2 | 66.7% |
| Washoe County | 3 | 0 | 3 | 100.0% |
| Churchill County | 1 | 0 | 1 | 100.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 89 applications in 2025, of which 13 were originated and 63 denied.
70.8% of all applications, or 80.8% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Neighborhood Loans's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology