NBKC Bank in Wyoming vs the state
22.2%Denial rate+6.66 pts vs state
28.6%Decision denial rate+8.98 pts vs state
55.6%Origination rate-5.45 pts vs state
6.13%Median rate-0.38 pts vs state
-0.42Rate spread (pts)-0.65 pts vs state
$152kMedian applicant income
15Loans originated
6Denied
Trend in Wyoming
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 8 | 7.1% | 6.31% | #113 |
| 2024 | 18 | 10 | 22.2% | 6.38% | #106 |
| 2025 | 27 | 15 | 22.2% | 6.13% | #94 |
What NBKC Bank lends in Wyoming
By loan purpose
By loan type
Why it denied Wyoming applicants
Where in Wyoming
Counties with the most NBKC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Laramie County | 8 | 5 | 1 | 12.5% |
| Albany County | 8 | 7 | 1 | 12.5% |
| Natrona County | 4 | 1 | 0 | 0.0% |
| Sheridan County | 2 | 2 | 0 | 0.0% |
| Teton County | 2 | 0 | 2 | 100.0% |
| Fremont County | 1 | 0 | 1 | 100.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Johnson County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wyoming
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 1,567 | 17.1% | 6.50% |
| United Shore Financial Services | B | 1,281 | 8.7% | 6.12% |
| Fairway Independent Mortgage | B | 1,106 | 4.2% | 6.49% |
| Guild Mortgage | A | 961 | 4.5% | 6.38% |
| Glacier Bank | D | 856 | 15.9% | 6.95% |
| Mortgage Research Center | C | 599 | 16.9% | 6.25% |
| Uniwyo Federal Credit Union | C | 541 | 15.2% | 7.50% |
| Meridian Trust Federal Credit Union | B | 525 | 18.3% | 6.50% |
| Freedom Mortgage | B | 512 | 11.1% | 6.19% |
| First Interstate Bank | D | 510 | 23.5% | 8.13% |
Frequently asked questions
Wyoming: 27 applications in 2025, of which 15 were originated and 6 denied.
22.2% of all applications, or 28.6% of the applications it actually decided on. The Wyoming statewide average across all lenders was 15.6%.
The median rate on loans NBKC Bank originated in Wyoming in 2025 was 6.13%, against a statewide median of 6.50%.
About this data. Figures are NBKC Bank's own HMDA filing for properties located in Wyoming, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology