NBKC Bank in Alaska vs the state
8.7%Denial rate-5.36 pts vs state
11.0%Decision denial rate-7.00 pts vs state
69.2%Origination rate+8.55 pts vs state
5.99%Median rate-0.45 pts vs state
-0.49Rate spread (pts)-0.62 pts vs state
$128kMedian applicant income
72Loans originated
9Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 81 | 54 | 2.5% | 6.00% | #38 |
| 2024 | 87 | 67 | 9.2% | 6.13% | #40 |
| 2025 | 104 | 72 | 8.7% | 5.99% | #43 |
What NBKC Bank lends in Alaska
By loan purpose
By loan type
Why it denied Alaska applicants
Where in Alaska
Counties with the most NBKC Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Anchorage Municipality | 49 | 30 | 5 | 10.2% |
| Southeast Fairbanks Census Area | 26 | 20 | 0 | 0.0% |
| Matanuska-Susitna Borough | 15 | 11 | 2 | 13.3% |
| Fairbanks North Star Borough | 5 | 4 | 1 | 20.0% |
| Ketchikan Gateway Borough | 2 | 1 | 1 | 50.0% |
| Chugach Census Area | 2 | 2 | 0 | 0.0% |
| Kodiak Island Borough | 2 | 2 | 0 | 0.0% |
| Denali Borough | 1 | 1 | 0 | 0.0% |
| North Slope Borough | 1 | 0 | 0 | 0.0% |
| Kenai Peninsula Borough | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 104 applications in 2025, of which 72 were originated and 9 denied.
8.7% of all applications, or 11.0% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
The median rate on loans NBKC Bank originated in Alaska in 2025 was 5.99%, against a statewide median of 6.44%.
About this data. Figures are NBKC Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology