Nationwide Mortgage Bankers · Ohio · 2025

Nationwide Mortgage Bankers in Ohio: approval rate, denial rate and rates (2025)

Nationwide Mortgage Bankers took 100 mortgage applications in Ohio in 2025, ranking #327 of 1,092 lenders active in the state. It originated 63.0% of them and denied 3.0% (3.8% of the applications it decided), against a statewide denial rate of 17.7%.

100Applicationsin OH
3.8%Decision denial ratestate 21.9%
6.88%Median ratestate 6.88%
$175,000Median loanstate $155,000
$12MVolume18 counties

Nationwide Mortgage Bankers in Ohio vs the state

3.0%Denial rate-14.69 pts vs state
3.8%Decision denial rate-18.14 pts vs state
63.0%Origination rate+3.10 pts vs state
6.88%Median rate0.00 pts vs state
0.58Rate spread (pts)+0.19 pts vs state
$73kMedian applicant income
63Loans originated
3Denied

Trend in Ohio

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232741891.5%7.00%#173
2024135892.2%6.99%#269
2025100633.0%6.88%#327

What Nationwide Mortgage Bankers lends in Ohio

By loan purpose

Home purchase 72 72% · 2.8% denied
Refinance 27 27% · 3.7% denied
Cash-out refinance 1 1% · 0.0% denied

By loan type

Conventional 64 64% · 1.6% denied
FHA 29 29% · 6.9% denied
VA 6 6% · 0.0% denied
USDA / RHS 1 1% · 0.0% denied

Why it denied Ohio applicants

Unverifiable information 1 33%
Collateral 1 33%
Employment history 1 33%

Where in Ohio

Counties with the most Nationwide Mortgage Bankers applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Mahoning County 32231 3.1%
Summit County 1180 0.0%
Stark County 1051 10.0%
Trumbull County 750 0.0%
Lorain County 720 0.0%
Cuyahoga County 631 16.7%
Hamilton County 420 0.0%
Lake County 330 0.0%
Franklin County 320 0.0%
Columbiana County 320 0.0%

Other large lenders in Ohio

LenderGradeApplicationsDenial rateMedian rate
The Huntington National BankD 42,68325.8%7.59%
Rocket MortgageC 23,16518.5%6.63%
Fifth Third BankD 21,93925.6%7.50%
Crosscountry MortgageB 16,0663.1%6.75%
United Shore Financial ServicesB 14,62613.1%6.45%
Third Federal Savings and Loan Association of ClevelandC 12,62223.0%6.74%
PNC BankD 11,60724.6%7.40%
Wright-Patt Credit UnionC 8,79128.1%7.50%
U.S. BankD 8,62338.0%7.60%
Citizens BankC 7,77524.3%7.65%

Frequently asked questions

Ohio: 100 applications in 2025, of which 63 were originated and 3 denied.

3.0% of all applications, or 3.8% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.

The median rate on loans Nationwide Mortgage Bankers originated in Ohio in 2025 was 6.88%, against a statewide median of 6.88%.

About this data. Figures are Nationwide Mortgage Bankers's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology