Nationstar Mortgage in Oregon vs the state
15.4%Denial rate+0.04 pts vs state
18.7%Decision denial rate-0.42 pts vs state
64.7%Origination rate+4.09 pts vs state
8.38%Median rate+1.63 pts vs state
2.71Rate spread (pts)+2.43 pts vs state
$107kMedian applicant income
662Loans originated
157Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 475 | 322 | 11.8% | 6.49% | #63 |
| 2024 | 771 | 486 | 14.9% | 8.44% | #50 |
| 2025 | 1,023 | 662 | 15.4% | 8.38% | #43 |
What Nationstar Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 155 | 95 | 28 | 18.1% |
| Washington County | 121 | 88 | 17 | 14.0% |
| Clackamas County | 106 | 74 | 19 | 17.9% |
| Marion County | 103 | 62 | 16 | 15.5% |
| Lane County | 79 | 50 | 13 | 16.5% |
| Deschutes County | 47 | 27 | 8 | 17.0% |
| Jackson County | 43 | 25 | 11 | 25.6% |
| Yamhill County | 34 | 25 | 4 | 11.8% |
| Klamath County | 34 | 22 | 5 | 14.7% |
| Linn County | 30 | 20 | 2 | 6.7% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 1,023 applications in 2025, of which 662 were originated and 157 denied.
15.4% of all applications, or 18.7% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Nationstar Mortgage originated in Oregon in 2025 was 8.38%, against a statewide median of 6.75%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology