Mutual of Omaha Mortgage in Kansas vs the state
14.6%Denial rate-0.40 pts vs state
18.7%Decision denial rate+0.42 pts vs state
60.9%Origination rate-2.92 pts vs state
6.38%Median rate-0.25 pts vs state
0.27Rate spread (pts)-0.02 pts vs state
$91kMedian applicant income
204Loans originated
49Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 235 | 129 | 23.0% | 6.99% | #82 |
| 2024 | 302 | 185 | 17.2% | 6.63% | #76 |
| 2025 | 335 | 204 | 14.6% | 6.38% | #75 |
What Mutual of Omaha Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Mutual of Omaha Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 122 | 88 | 8 | 6.6% |
| Sedgwick County | 49 | 25 | 9 | 18.4% |
| Wyandotte County | 17 | 9 | 3 | 17.6% |
| Douglas County | 15 | 7 | 3 | 20.0% |
| Shawnee County | 13 | 9 | 1 | 7.7% |
| Franklin County | 10 | 7 | 0 | 0.0% |
| Leavenworth County | 10 | 4 | 4 | 40.0% |
| Butler County | 10 | 6 | 2 | 20.0% |
| Miami County | 6 | 5 | 0 | 0.0% |
| Sumner County | 5 | 2 | 2 | 40.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 335 applications in 2025, of which 204 were originated and 49 denied.
14.6% of all applications, or 18.7% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Mutual of Omaha Mortgage originated in Kansas in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Mutual of Omaha Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology