Movement Mortgage in Oregon vs the state
4.7%Denial rate-10.62 pts vs state
5.5%Decision denial rate-13.64 pts vs state
66.4%Origination rate+5.80 pts vs state
6.75%Median rate0.00 pts vs state
0.43Rate spread (pts)+0.15 pts vs state
$129kMedian applicant income
906Loans originated
64Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 862 | 582 | 3.9% | 6.99% | #44 |
| 2024 | 1,063 | 736 | 4.1% | 6.88% | #33 |
| 2025 | 1,364 | 906 | 4.7% | 6.75% | #29 |
What Movement Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Movement Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 207 | 142 | 7 | 3.4% |
| Linn County | 176 | 113 | 8 | 4.5% |
| Clackamas County | 165 | 109 | 11 | 6.7% |
| Multnomah County | 146 | 89 | 5 | 3.4% |
| Deschutes County | 121 | 83 | 10 | 8.3% |
| Washington County | 118 | 74 | 4 | 3.4% |
| Marion County | 97 | 64 | 2 | 2.1% |
| Benton County | 75 | 55 | 3 | 4.0% |
| Yamhill County | 53 | 35 | 4 | 7.5% |
| Polk County | 37 | 30 | 2 | 5.4% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 1,364 applications in 2025, of which 906 were originated and 64 denied.
4.7% of all applications, or 5.5% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Movement Mortgage originated in Oregon in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology