Mortgageone in Missouri vs the state
2.4%Denial rate-12.69 pts vs state
2.8%Decision denial rate-15.92 pts vs state
78.6%Origination rate+15.91 pts vs state
6.13%Median rate-0.50 pts vs state
0.24Rate spread (pts)-0.11 pts vs state
$96kMedian applicant income
33Loans originated
1Denied
What Mortgageone lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Mortgageone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 13 | 11 | 0 | 0.0% |
| St. Louis County | 8 | 8 | 0 | 0.0% |
| St. Louis city | 5 | 3 | 0 | 0.0% |
| Platte County | 3 | 2 | 0 | 0.0% |
| Jackson County | 2 | 2 | 0 | 0.0% |
| Clay County | 2 | 0 | 0 | 0.0% |
| Franklin County | 2 | 1 | 1 | 50.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
| Pettis County | 1 | 1 | 0 | 0.0% |
| Texas County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 42 applications in 2025, of which 33 were originated and 1 denied.
2.4% of all applications, or 2.8% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Mortgageone originated in Missouri in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Mortgageone's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology