Mortgage Solutions of Colorado in Idaho vs the state
2.1%Denial rate-12.32 pts vs state
3.0%Decision denial rate-14.49 pts vs state
61.7%Origination rate-1.32 pts vs state
7.25%Median rate+0.63 pts vs state
0.86Rate spread (pts)+0.71 pts vs state
$102kMedian applicant income
29Loans originated
1Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 75 | 41 | 8.0% | 6.63% | #117 |
| 2024 | 27 | 18 | 0.0% | 7.25% | #193 |
| 2025 | 47 | 29 | 2.1% | 7.25% | #168 |
What Mortgage Solutions of Colorado lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bingham County | 9 | 5 | 0 | 0.0% |
| Canyon County | 6 | 4 | 0 | 0.0% |
| Bonneville County | 6 | 4 | 0 | 0.0% |
| Bannock County | 4 | 3 | 0 | 0.0% |
| Elmore County | 4 | 2 | 0 | 0.0% |
| Ada County | 3 | 0 | 1 | 33.3% |
| Clearwater County | 2 | 1 | 0 | 0.0% |
| Nez Perce County | 2 | 1 | 0 | 0.0% |
| Twin Falls County | 2 | 2 | 0 | 0.0% |
| Payette County | 2 | 2 | 0 | 0.0% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 47 applications in 2025, of which 29 were originated and 1 denied.
2.1% of all applications, or 3.0% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Mortgage Solutions of Colorado originated in Idaho in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology