Mortgage Investment Services in Missouri vs the state
9.6%Denial rate-5.44 pts vs state
10.2%Decision denial rate-8.54 pts vs state
48.9%Origination rate-13.77 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.13 pts vs state
$82kMedian applicant income
66Loans originated
13Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 31 | 16.2% | 6.88% | #284 |
| 2024 | 105 | 59 | 10.5% | 6.75% | #241 |
| 2025 | 135 | 66 | 9.6% | 6.63% | #231 |
What Mortgage Investment Services lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Mortgage Investment Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 39 | 18 | 5 | 12.8% |
| Cass County | 15 | 10 | 1 | 6.7% |
| Henry County | 11 | 3 | 0 | 0.0% |
| Jackson County | 9 | 2 | 1 | 11.1% |
| Marion County | 8 | 3 | 0 | 0.0% |
| Clinton County | 5 | 4 | 1 | 20.0% |
| Lafayette County | 5 | 2 | 1 | 20.0% |
| Ray County | 3 | 2 | 0 | 0.0% |
| Monroe County | 3 | 2 | 0 | 0.0% |
| St. Louis County | 3 | 3 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 135 applications in 2025, of which 66 were originated and 13 denied.
9.6% of all applications, or 10.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Mortgage Investment Services originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Investment Services's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology