Moria Development in Texas vs the state
9.9%Denial rate-9.55 pts vs state
15.1%Decision denial rate-9.81 pts vs state
55.6%Origination rate+0.68 pts vs state
6.38%Median rate-0.13 pts vs state
0.33Rate spread (pts)+0.14 pts vs state
$102kMedian applicant income
45Loans originated
8Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 23 | 13.5% | 6.69% | #770 |
| 2024 | 60 | 34 | 8.3% | 7.13% | #654 |
| 2025 | 81 | 45 | 9.9% | 6.38% | #604 |
What Moria Development lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Moria Development applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hidalgo County | 33 | 18 | 3 | 9.1% |
| Tarrant County | 6 | 3 | 1 | 16.7% |
| Williamson County | 6 | 3 | 1 | 16.7% |
| Harris County | 5 | 4 | 0 | 0.0% |
| Denton County | 4 | 3 | 0 | 0.0% |
| Cameron County | 3 | 0 | 2 | 66.7% |
| Hood County | 3 | 1 | 0 | 0.0% |
| Montgomery County | 3 | 1 | 0 | 0.0% |
| Bexar County | 3 | 2 | 0 | 0.0% |
| Smith County | 2 | 2 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 81 applications in 2025, of which 45 were originated and 8 denied.
9.9% of all applications, or 15.1% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Moria Development originated in Texas in 2025 was 6.38%, against a statewide median of 6.50%.
About this data. Figures are Moria Development's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology