Morgan Stanley Private Bank in Oklahoma vs the state
2.6%Denial rate-15.29 pts vs state
3.0%Decision denial rate-19.84 pts vs state
73.7%Origination rate+17.58 pts vs state
6.13%Median rate-0.50 pts vs state
-0.21Rate spread (pts)-0.56 pts vs state
$271kMedian applicant income
28Loans originated
1Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 38 | 28 | 0.0% | 5.90% | #246 |
| 2024 | 42 | 30 | 7.1% | 6.10% | #255 |
| 2025 | 38 | 28 | 2.6% | 6.13% | #281 |
What Morgan Stanley Private Bank lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Morgan Stanley Private Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 12 | 9 | 0 | 0.0% |
| Tulsa County | 10 | 8 | 1 | 10.0% |
| Cleveland County | 4 | 3 | 0 | 0.0% |
| McCurtain County | 3 | 2 | 0 | 0.0% |
| Muskogee County | 2 | 1 | 0 | 0.0% |
| Delaware County | 2 | 1 | 0 | 0.0% |
| Rogers County | 1 | 1 | 0 | 0.0% |
| McClain County | 1 | 1 | 0 | 0.0% |
| Payne County | 1 | 1 | 0 | 0.0% |
| Wagoner County | 1 | 0 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 38 applications in 2025, of which 28 were originated and 1 denied.
2.6% of all applications, or 3.0% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Morgan Stanley Private Bank originated in Oklahoma in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Morgan Stanley Private Bank's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology