Mld Mortgage in Iowa vs the state
5.9%Denial rate-6.98 pts vs state
7.5%Decision denial rate-7.83 pts vs state
66.2%Origination rate-2.28 pts vs state
6.75%Median rate+0.25 pts vs state
0.83Rate spread (pts)+0.64 pts vs state
$73kMedian applicant income
90Loans originated
8Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 86 | 46 | 7.0% | 6.75% | #159 |
| 2025 | 136 | 90 | 5.9% | 6.75% | #130 |
What Mld Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Mld Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Linn County | 49 | 29 | 6 | 12.2% |
| Benton County | 16 | 9 | 1 | 6.3% |
| Tama County | 16 | 14 | 1 | 6.3% |
| Marshall County | 7 | 5 | 0 | 0.0% |
| Iowa County | 7 | 5 | 0 | 0.0% |
| Cedar County | 6 | 3 | 0 | 0.0% |
| Johnson County | 5 | 5 | 0 | 0.0% |
| Jones County | 4 | 2 | 0 | 0.0% |
| Polk County | 4 | 2 | 0 | 0.0% |
| Poweshiek County | 3 | 2 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 136 applications in 2025, of which 90 were originated and 8 denied.
5.9% of all applications, or 7.5% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Mld Mortgage originated in Iowa in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Mld Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology