Mission Loans · Missouri · 2025

Mission Loans in Missouri: approval rate, denial rate and rates (2025)

Mission Loans took 257 mortgage applications in Missouri in 2025, ranking #152 of 1,023 lenders active in the state. It originated 16.7% of them and denied 2.7% (12.3% of the applications it decided), against a statewide denial rate of 15.1%.

257Applicationsin MO
12.3%Decision denial ratestate 18.7%
6.75%Median ratestate 6.63%
$175,000Median loanstate $175,000
$8.0MVolume53 counties

Mission Loans in Missouri vs the state

2.7%Denial rate-12.35 pts vs state
12.3%Decision denial rate-6.42 pts vs state
16.7%Origination rate-45.93 pts vs state
6.75%Median rate+0.13 pts vs state
0.48Rate spread (pts)+0.13 pts vs state
$72kMedian applicant income
43Loans originated
7Denied

Trend in Missouri

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316106.3%6.69%#447
202475108.0%8.31%#278
2025257432.7%6.75%#152

What Mission Loans lends in Missouri

By loan purpose

Home purchase 2 1% · 50.0% denied
Refinance 51 20% · 2.0% denied
Cash-out refinance 146 57% · 2.1% denied
Other / HELOC 58 23% · 3.5% denied

By loan type

Conventional 158 61% · 3.2% denied
FHA 71 28% · 2.8% denied
VA 28 11% · 0.0% denied

Why it denied Missouri applicants

Debt-to-income ratio 3 43%
Collateral 2 29%
Other 1 14%
Credit history 1 14%

Where in Missouri

Counties with the most Mission Loans applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jackson County 3892 5.3%
St. Louis County 2820 0.0%
St. Charles County 2031 5.0%
Greene County 1211 8.3%
Platte County 1010 0.0%
Jasper County 1020 0.0%
Boone County 920 0.0%
Cass County 920 0.0%
Jefferson County 910 0.0%
Franklin County 900 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 257 applications in 2025, of which 43 were originated and 7 denied.

2.7% of all applications, or 12.3% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Mission Loans originated in Missouri in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Mission Loans's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology