Midwest Mortgage Associates in Colorado vs the state
2.3%Denial rate-13.36 pts vs state
5.0%Decision denial rate-14.66 pts vs state
43.2%Origination rate-16.84 pts vs state
6.49%Median rate-0.13 pts vs state
0.23Rate spread (pts)+0.08 pts vs state
$94kMedian applicant income
19Loans originated
1Denied
Trend in Colorado
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 24 | 0.0% | 6.69% | #335 |
| 2024 | 44 | 26 | 0.0% | 6.75% | #300 |
| 2025 | 44 | 19 | 2.3% | 6.49% | #317 |
What Midwest Mortgage Associates lends in Colorado
By loan purpose
By loan type
Why it denied Colorado applicants
Where in Colorado
Counties with the most Midwest Mortgage Associates applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pueblo County | 36 | 17 | 0 | 0.0% |
| El Paso County | 3 | 1 | 1 | 33.3% |
| Park County | 1 | 0 | 0 | 0.0% |
| Broomfield County | 1 | 1 | 0 | 0.0% |
| Rio Grande County | 1 | 0 | 0 | 0.0% |
| Adams County | 1 | 0 | 0 | 0.0% |
| Alamosa County | 1 | 0 | 0 | 0.0% |
Other large lenders in Colorado
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 23,111 | 8.8% | 6.13% |
| ENT Credit Union | B | 13,238 | 20.9% | 7.50% |
| Rocket Mortgage | C | 11,486 | 15.7% | 6.61% |
| Guild Mortgage | A | 6,232 | 3.1% | 6.62% |
| Bellco Credit Union | F | 5,863 | 40.9% | 8.00% |
| U.S. Bank | D | 4,978 | 36.0% | 7.95% |
| American Financing | D | 4,937 | 41.3% | 6.38% |
| FirstBank | C | 4,929 | 15.6% | 7.00% |
| Canvas Credit Union | C | 4,889 | 13.7% | 7.89% |
| Elevations | C | 4,426 | 10.8% | 6.88% |
Frequently asked questions
Colorado: 44 applications in 2025, of which 19 were originated and 1 denied.
2.3% of all applications, or 5.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.
The median rate on loans Midwest Mortgage Associates originated in Colorado in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Midwest Mortgage Associates's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology