Middletown Valley Bank · West Virginia · 2025

Middletown Valley Bank in West Virginia: approval rate, denial rate and rates (2025)

Middletown Valley Bank took 7 mortgage applications in West Virginia in 2025, ranking #291 of 565 lenders active in the state. It originated 85.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.2%.

7Applicationsin WV
0.0%Decision denial ratestate 26.7%
Median ratestate 6.62%
$535,000Median loanstate $145,000
$3.6MVolume4 counties

Middletown Valley Bank in West Virginia vs the state

0.0%Denial rate-21.19 pts vs state
0.0%Decision denial rate-26.66 pts vs state
85.7%Origination rate+30.92 pts vs state
Median rate
Rate spread (pts)
$212kMedian applicant income
6Loans originated
0Denied

What Middletown Valley Bank lends in West Virginia

By loan purpose

Home purchase 7 100% · 0.0% denied

By loan type

Conventional 7 100% · 0.0% denied

Where in West Virginia

Counties with the most Middletown Valley Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Berkeley County 210 0.0%
Preston County 220 0.0%
Morgan County 220 0.0%
Tucker County 110 0.0%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 7 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Middletown Valley Bank's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology