Mid-Continent Funding · Kansas · 2025

Mid-Continent Funding in Kansas: approval rate, denial rate and rates (2025)

Mid-Continent Funding took 7 mortgage applications in Kansas in 2025, ranking #381 of 766 lenders active in the state. It originated 71.4% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.0%.

7Applicationsin KS
0.0%Decision denial ratestate 18.3%
5.99%Median ratestate 6.63%
$275,000Median loanstate $165,000
$1.4MVolume7 counties

Mid-Continent Funding in Kansas vs the state

0.0%Denial rate-15.03 pts vs state
0.0%Decision denial rate-18.28 pts vs state
71.4%Origination rate+7.61 pts vs state
5.99%Median rate-0.63 pts vs state
-0.28Rate spread (pts)-0.58 pts vs state
$75kMedian applicant income
5Loans originated
0Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023860.0%6.38%#343
2025750.0%5.99%#381

What Mid-Continent Funding lends in Kansas

By loan purpose

Home purchase 2 29% · 0.0% denied
Refinance 2 29% · 0.0% denied
Cash-out refinance 3 43% · 0.0% denied

By loan type

VA 7 100% · 0.0% denied

Where in Kansas

Counties with the most Mid-Continent Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sedgwick County 110 0.0%
Johnson County 100 0.0%
Wyandotte County 110 0.0%
Clay County 110 0.0%
Ellis County 100 0.0%
Riley County 110 0.0%
Chautauqua County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 7 applications in 2025, of which 5 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Mid-Continent Funding originated in Kansas in 2025 was 5.99%, against a statewide median of 6.63%.

About this data. Figures are Mid-Continent Funding's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology