Metairie Bank & Trust · Louisiana · 2025

Metairie Bank & Trust in Louisiana: approval rate, denial rate and rates (2025)

Metairie Bank & Trust took 135 mortgage applications in Louisiana in 2025, ranking #150 of 721 lenders active in the state. It originated 65.2% of them and denied 23.0% (25.6% of the applications it decided), against a statewide denial rate of 22.2%.

135Applicationsin LA
25.6%Decision denial ratestate 28.2%
Median ratestate 6.63%
$165,000Median loanstate $165,000
$28MVolume6 counties

Metairie Bank & Trust in Louisiana vs the state

23.0%Denial rate+0.79 pts vs state
25.6%Decision denial rate-2.53 pts vs state
65.2%Origination rate+13.22 pts vs state
Median rate
Rate spread (pts)
$76kMedian applicant income
88Loans originated
31Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202319213414.6%#106
20241358814.8%#136
20251358823.0%#150

What Metairie Bank & Trust lends in Louisiana

By loan purpose

Home purchase 62 46% · 24.2% denied
Refinance 43 32% · 23.3% denied
Cash-out refinance 2 1% · 50.0% denied
Home improvement 14 10% · 21.4% denied
Other / HELOC 14 10% · 14.3% denied

By loan type

Conventional 134 99% · 22.4% denied
FHA 1 1% · 100.0% denied

Where in Louisiana

Counties with the most Metairie Bank & Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson Parish 805418 22.5%
Orleans Parish 28197 25.0%
St. Tammany Parish 20132 10.0%
St. Charles Parish 302 66.7%
St. Bernard Parish 211 50.0%
St. John the Baptist Parish 211 50.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 135 applications in 2025, of which 88 were originated and 31 denied.

23.0% of all applications, or 25.6% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Metairie Bank & Trust's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology