Metairie Bank & Trust at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the D grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
12th25.0% deniedProcesswithdrawn + incomplete share, weight 15%
57th10.1%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 197 | 137 | 14.7% | 17.3% | — | $55M |
| 2024 | 137 | 90 | 14.6% | 17.9% | — | $22M |
| 2025 | 138 | 91 | 22.5% | 25.0% | — | $30M |
What Metairie Bank & Trust lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 1 manufactured homes, 32 investment properties.
Who gets approved at Metairie Bank & Trust
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 32 | 20 | 31.0% |
| $50k – $100k | 35 | 21 | 32.3% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 35–44 | 29 | 18 | 30.8% |
| 55–64 | 20 | 10 | 41.2% |
| 65–74 | 20 | 10 | 33.3% |
Where Metairie Bank & Trust lends
2 states and 8 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Louisiana | 135 | 88 | 23.0% | — | #150 |
Frequently asked questions
Metairie Bank & Trust denied 25.0% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 12th percentile of small mortgage lenders.
In 2025, 46% of its applications were for home purchases, 33% for refinancing (including cash-out), and 21% for home improvement or other purposes. By loan type: 99% conventional, 1% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.