Member Advantage Mortgage · Louisiana · 2025

Member Advantage Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Member Advantage Mortgage took 17 mortgage applications in Louisiana in 2025, ranking #330 of 721 lenders active in the state. It originated 0.0% of them and denied 52.9% (64.3% of the applications it decided), against a statewide denial rate of 22.2%.

17Applicationsin LA
64.3%Decision denial ratestate 28.2%
Median ratestate 6.63%
$215,000Median loanstate $165,000
$0Volume6 counties

Member Advantage Mortgage in Louisiana vs the state

52.9%Denial rate+30.77 pts vs state
64.3%Decision denial rate+36.14 pts vs state
0.0%Origination rate-51.97 pts vs state
Median rate
Rate spread (pts)
$131kMedian applicant income
0Loans originated
9Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023431018.6%6.94%#257
202436430.6%6.44%#268
202517052.9%#330

What Member Advantage Mortgage lends in Louisiana

By loan purpose

Home purchase 9 53% · 44.4% denied
Refinance 3 18% · 66.7% denied
Cash-out refinance 1 6% · 0.0% denied
Other / HELOC 4 24% · 75.0% denied

By loan type

Conventional 14 82% · 57.1% denied
FHA 2 12% · 50.0% denied
VA 1 6% · 0.0% denied

Why it denied Louisiana applicants

Debt-to-income ratio 4 44%
Credit history 4 44%
Insufficient cash 1 11%

Where in Louisiana

Counties with the most Member Advantage Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Caddo Parish 804 50.0%
Bossier Parish 300 0.0%
De Soto Parish 201 50.0%
Webster Parish 202 100.0%
Orleans Parish 101 100.0%
Claiborne Parish 101 100.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 17 applications in 2025, of which 0 were originated and 9 denied.

52.9% of all applications, or 64.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Member Advantage Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology