Mckenzie Banking in Tennessee vs the state
17.8%Denial rate+0.68 pts vs state
20.9%Decision denial rate-0.75 pts vs state
67.3%Origination rate+9.25 pts vs state
—Median rate
—Rate spread (pts)
$84kMedian applicant income
68Loans originated
18Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 105 | 66 | 19.1% | — | #286 |
| 2024 | 117 | 53 | 29.9% | — | #275 |
| 2025 | 101 | 68 | 17.8% | — | #324 |
What Mckenzie Banking lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Mckenzie Banking applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 26 | 18 | 5 | 19.2% |
| Henry County | 23 | 11 | 5 | 21.7% |
| Obion County | 8 | 8 | 0 | 0.0% |
| Carroll County | 7 | 5 | 1 | 14.3% |
| Dyer County | 5 | 4 | 0 | 0.0% |
| Gibson County | 5 | 5 | 0 | 0.0% |
| Shelby County | 5 | 4 | 1 | 20.0% |
| Crockett County | 4 | 3 | 1 | 25.0% |
| Weakley County | 4 | 1 | 3 | 75.0% |
| Haywood County | 3 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 101 applications in 2025, of which 68 were originated and 18 denied.
17.8% of all applications, or 20.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Mckenzie Banking's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology