Mazuma Credit Union in Kansas vs the state
17.2%Denial rate+2.17 pts vs state
21.4%Decision denial rate+3.15 pts vs state
63.1%Origination rate-0.76 pts vs state
7.75%Median rate+1.13 pts vs state
0.23Rate spread (pts)-0.07 pts vs state
$120kMedian applicant income
99Loans originated
27Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 25 | 14.9% | 6.63% | #209 |
| 2024 | 61 | 24 | 8.2% | 6.75% | #192 |
| 2025 | 157 | 99 | 17.2% | 7.75% | #123 |
What Mazuma Credit Union lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Mazuma Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 95 | 71 | 14 | 14.7% |
| Wyandotte County | 25 | 12 | 4 | 16.0% |
| Miami County | 8 | 5 | 2 | 25.0% |
| Leavenworth County | 6 | 4 | 0 | 0.0% |
| Douglas County | 5 | 4 | 0 | 0.0% |
| Sedgwick County | 2 | 2 | 0 | 0.0% |
| Dickinson County | 1 | 1 | 0 | 0.0% |
| Osage County | 1 | 0 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 157 applications in 2025, of which 99 were originated and 27 denied.
17.2% of all applications, or 21.4% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Mazuma Credit Union originated in Kansas in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Mazuma Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology