Mason Mcduffie Mortgage in Utah vs the state
8.9%Denial rate-7.07 pts vs state
16.7%Decision denial rate-2.51 pts vs state
44.4%Origination rate-18.80 pts vs state
6.63%Median rate0.00 pts vs state
0.55Rate spread (pts)+0.32 pts vs state
$117kMedian applicant income
20Loans originated
4Denied
Trend in Utah
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 15 | 0.0% | 6.75% | #211 |
| 2024 | 25 | 17 | 0.0% | 7.38% | #207 |
| 2025 | 45 | 20 | 8.9% | 6.63% | #183 |
What Mason Mcduffie Mortgage lends in Utah
By loan purpose
By loan type
Why it denied Utah applicants
Where in Utah
Counties with the most Mason Mcduffie Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Salt Lake County | 12 | 8 | 1 | 8.3% |
| Tooele County | 12 | 6 | 2 | 16.7% |
| Weber County | 5 | 2 | 0 | 0.0% |
| Summit County | 4 | 0 | 0 | 0.0% |
| Utah County | 4 | 0 | 0 | 0.0% |
| Carbon County | 3 | 1 | 1 | 33.3% |
| Davis County | 2 | 0 | 0 | 0.0% |
| Duchesne County | 1 | 1 | 0 | 0.0% |
| Wasatch County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 1 | 0 | 0.0% |
Other large lenders in Utah
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| AMERICA FIRST Federal Credit Union | C | 16,303 | 18.3% | 6.99% |
| Mountain America Federal Credit Union | D | 15,401 | 36.5% | 7.24% |
| United Shore Financial Services | B | 11,325 | 8.5% | 6.25% |
| Rocket Mortgage | C | 6,276 | 14.6% | 6.63% |
| Guild Mortgage | A | 5,427 | 1.5% | 6.50% |
| Intercap Lending | A | 4,881 | 0.7% | 6.50% |
| Goldenwest | B | 4,794 | 17.6% | 7.50% |
| First Colony Mortgage | A | 3,499 | 2.1% | 6.38% |
| Kind Lending | C | 3,227 | 20.3% | 6.50% |
| Zions Bancorporation | B | 3,013 | 22.9% | 6.49% |
Frequently asked questions
Utah: 45 applications in 2025, of which 20 were originated and 4 denied.
8.9% of all applications, or 16.7% of the applications it actually decided on. The Utah statewide average across all lenders was 16.0%.
The median rate on loans Mason Mcduffie Mortgage originated in Utah in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mason Mcduffie Mortgage's own HMDA filing for properties located in Utah, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology