Longbridge Financial in Tennessee vs the state
4.9%Denial rate-12.24 pts vs state
5.9%Decision denial rate-15.80 pts vs state
73.1%Origination rate+14.98 pts vs state
5.88%Median rate-0.75 pts vs state
—Rate spread (pts)
$30kMedian applicant income
179Loans originated
12Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 113 | 74 | 15.9% | 7.47% | #272 |
| 2024 | 151 | 103 | 9.3% | 6.94% | #246 |
| 2025 | 245 | 179 | 4.9% | 5.88% | #186 |
What Longbridge Financial lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 40 | 34 | 1 | 2.5% |
| Davidson County | 29 | 23 | 1 | 3.4% |
| Shelby County | 14 | 8 | 2 | 14.3% |
| Sumner County | 10 | 9 | 0 | 0.0% |
| Bradley County | 9 | 8 | 0 | 0.0% |
| Williamson County | 9 | 7 | 1 | 11.1% |
| Rutherford County | 8 | 3 | 0 | 0.0% |
| Sullivan County | 8 | 5 | 0 | 0.0% |
| Maury County | 8 | 5 | 2 | 25.0% |
| Knox County | 7 | 5 | 1 | 14.3% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 245 applications in 2025, of which 179 were originated and 12 denied.
4.9% of all applications, or 5.9% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Longbridge Financial originated in Tennessee in 2025 was 5.88%, against a statewide median of 6.62%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology