Longbridge Financial in Iowa vs the state
17.7%Denial rate+4.79 pts vs state
20.0%Decision denial rate+4.69 pts vs state
64.7%Origination rate-3.75 pts vs state
5.88%Median rate-0.63 pts vs state
—Rate spread (pts)
$31kMedian applicant income
11Loans originated
3Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 7 | 16.7% | 7.72% | #324 |
| 2024 | 13 | 11 | 15.4% | 6.64% | #315 |
| 2025 | 17 | 11 | 17.7% | 5.88% | #312 |
What Longbridge Financial lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 3 | 3 | 0 | 0.0% |
| Woodbury County | 2 | 2 | 0 | 0.0% |
| Johnson County | 1 | 0 | 1 | 100.0% |
| Shelby County | 1 | 1 | 0 | 0.0% |
| Plymouth County | 1 | 0 | 0 | 0.0% |
| Marshall County | 1 | 1 | 0 | 0.0% |
| Bremer County | 1 | 1 | 0 | 0.0% |
| Jasper County | 1 | 0 | 1 | 100.0% |
| Pottawattamie County | 1 | 0 | 0 | 0.0% |
| Wapello County | 1 | 1 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 17 applications in 2025, of which 11 were originated and 3 denied.
17.7% of all applications, or 20.0% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Longbridge Financial originated in Iowa in 2025 was 5.88%, against a statewide median of 6.50%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology