LoanUnited.com in Oregon vs the state
11.6%Denial rate-3.70 pts vs state
26.5%Decision denial rate+7.31 pts vs state
32.3%Origination rate-28.36 pts vs state
5.88%Median rate-0.88 pts vs state
-0.45Rate spread (pts)-0.73 pts vs state
$108kMedian applicant income
50Loans originated
18Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 4 | 4.4% | 5.81% | #266 |
| 2024 | 44 | 16 | 6.8% | 6.19% | #214 |
| 2025 | 155 | 50 | 11.6% | 5.88% | #141 |
What LoanUnited.com lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most LoanUnited.com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 35 | 11 | 5 | 14.3% |
| Marion County | 22 | 6 | 1 | 4.5% |
| Washington County | 20 | 6 | 0 | 0.0% |
| Jackson County | 16 | 7 | 1 | 6.3% |
| Clackamas County | 13 | 7 | 1 | 7.7% |
| Lane County | 10 | 3 | 2 | 20.0% |
| Linn County | 6 | 1 | 0 | 0.0% |
| Polk County | 5 | 0 | 3 | 60.0% |
| Deschutes County | 5 | 0 | 1 | 20.0% |
| Yamhill County | 4 | 2 | 1 | 25.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 155 applications in 2025, of which 50 were originated and 18 denied.
11.6% of all applications, or 26.5% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans LoanUnited.com originated in Oregon in 2025 was 5.88%, against a statewide median of 6.75%.
About this data. Figures are LoanUnited.com's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology